← ANALYST RATINGS · TIPRANKS
Affirm Holdings (AFRM): analyst forecast and price target
Analyst consensus
Strong Buy10 Buy3 Hold0 Sell
Ratings of 13 analysts in the last 3 months · top analysts only12-month forecast
Based on 13 price targets given in the last 3 months, the average target is $101, the highest $115, the lowest $82.00. The average is +37.1% from the last price of $74.01.
Analyst ratings 37
| Analyst | Firm | Price target | Rating | Upside | Action | Date | Move vs SPY | |
|---|---|---|---|---|---|---|---|---|
| Jason Kupferberg★★★★★★★★★★#12264 · hits 47% · avg −7.5% | Wells Fargo | $96.00 | Buy | +29.7% | Reiterated | 13.10.26on TipRanks Oct 14 05:01 | −0.9%next day −8.4% | ↗ |
| Will Nance★★★★★★★★★★#11905 · hits 45% · avg −5.9% | Goldman Sachs | $115 → $103−10.4% | Buy | +39.2% | Assigned | 13.10.26on TipRanks 06:30 | −0.9%next day −8.4% | ↗ |
| James Friedman★★★★★★★★★★#5808 · hits 52% · avg +0.9% | Susquehanna | $110 | Buy | +48.6% | Reiterated | 08.10.26on TipRanks 07:50 | +2.9%next day +4.0% · 5 days −1.3% | ↗ |
| Moshe Orenbuch★★★★★★★★★★#69 · hits 71% · avg +23.3% | TD Cowen | $124 → $110−11.3% | Buy | +48.6% | Reiterated | 06.10.26on TipRanks 09:45 | −0.4%next day +0.8% · 5 days +4.2% | ↗ |
| Bryan Keane★★★★★★★★★★#1581 · hits 59% · avg +6.7% | Citi | $115 | Buy | +55.4% | Reiterated | 05.10.26on TipRanks Oct 6 05:55 | +4.9%next day −0.4% · 5 days +4.8% | ↗ |
| Lemar Clarke | Freedom Capital Markets | $105 | Buy | +41.9% | Reiterated | 01.10.26on TipRanks 11:40 | +1.6%next day −0.3% · 5 days +8.2% | ↗ |
| AI xAi Financial - Credit ServicesxAI Grok-4 | TipRanks - xAI | $77.00 | Buy | +4.0% | Reiterated | 01.10.26on TipRanks 05:05 | — | |
| AI DeepSeek Financial - Credit ServicesDeepSeek V3.2-Speciale | TipRanks - DeepSeek | $76.00 | Buy | +2.7% | Upgrade | 01.10.26on TipRanks 05:05 | — | |
| AI OpenAI Financial - Credit ServicesOpenAI 5.2 | TipRanks - OpenAI | $76.00 → $75.00−1.3% | Hold | +1.3% | Reiterated | 01.10.26on TipRanks 05:05 | — | |
| AI Anthropic Financial - Credit ServicesAnthropic Opus-4.6 | TipRanks - Anthropic | $76.00 → $75.00−1.3% | Hold | +1.3% | Reiterated | 01.10.26on TipRanks 05:05 | — | |
| AI Google Financial - Credit ServicesGemini 3.1Pro | TipRanks - Google | $78.00 | Buy | +5.4% | Reiterated | 01.10.26on TipRanks 05:05 | — | |
| AI PerPlexity Financial - Credit ServicesPerPlexity SonarPro | TipRanks - PerPlexity | $79.00 | Buy | +6.7% | Reiterated | 01.10.26on TipRanks 05:05 | — | |
| Nate Svensson★★★★★★★★★★#11065 · hits 42% · avg −7.0% | Deutsche Bank | $100 | Buy | +35.1% | Reiterated | 25.09.26on TipRanks Sep 28 02:00 | −0.6%next day −5.3% · 5 days −0.8% | ↗ |
| Matthew Coad★★★★★★★★★★#8843 · hits 60% · avg −0.2% | Truist Financial | — | Buy | — | Reiterated | 24.09.26on TipRanks 07:15 | +5.2%next day −0.6% · 5 days −1.2% | ↗ |
| Jason Kupferberg★★★★★★★★★★#12264 · hits 47% · avg −7.5% | Wells Fargo | $74.00 → $105+41.9% | Buy | +41.9% | Reiterated | 24.09.26on TipRanks 05:35 | +5.2%next day −0.6% · 5 days −1.2% | ↗ |
| Andrew Bauch★★★★★★★★★★#9593 · hits 48% · avg −0.8% | BMO Capital | $101 | Buy | +36.5% | Reiterated | 23.09.26on TipRanks Sep 24 08:55 | −4.4%next day +5.2% · 5 days +2.3% | ↗ |
| Manyi Lu★★★★★★★★★★#444 · hits 84% · avg +22.4% | DBS | $95.00 | Buy | +28.4% | Reiterated | 14.09.26on TipRanks 08:20 | +3.2%next day −1.3% · 5 days −5.1% | ↗ |
| Darrin Peller★★★★★★★★★★#767 · hits 62% · avg +9.0% | Wolfe Research | $90.00 | Buy | +21.6% | Upgrade | 14.09.26on TipRanks 03:20 | +3.2%next day −1.3% · 5 days −5.1% | ↗ |
| Reginald Smith★★★★★★★★★★#2055 · hits 53% · avg +10.1% | J.P. Morgan | $105 | Buy | +41.9% | Initiated | 08.09.26on TipRanks 17:05 | −5.0%next day +0.4% · 5 days +6.1% | ↗ |
| Dan Dolev★★★★★★★★★★#1453 · hits 53% · avg +7.6% | Mizuho Securities | $100 | Buy | +35.1% | Reiterated | 03.09.26on TipRanks 09:27 | −0.8%next day −2.2% · 5 days −2.7% | ↗ |
| Lance Jessurun★★★★★★★★★★#8719 · hits 38% · avg −15.6% | Scotiabank | $95.00 | Buy | +28.4% | Initiated | 02.09.26on TipRanks Sep 3 07:30 | +5.5%next day −0.8% · 5 days −7.3% | ↗ |
| Will Nance★★★★★★★★★★#11905 · hits 45% · avg −5.9% | Goldman Sachs | $106 → $115+8.5% | Buy | +55.4% | Reiterated | 31.08.26on TipRanks 08:35 | −4.0%next day −5.4% · 5 days −3.0% | ↗ |
| Ramsey El Assal★★★★★★★★★★#11271 · hits 48% · avg −2.2% | Cantor Fitzgerald | $88.00 → $97.00+10.2% | Buy | +31.1% | Reiterated | 31.08.26on TipRanks 08:05 | −4.0%next day −5.4% · 5 days −3.0% | ↗ |
| Rayna Kumar★★★★★★★★★★#4159 · hits 51% · avg +3.7% | Oppenheimer | $104 | Buy | +40.5% | Reiterated | 31.08.26on TipRanks Aug 28 07:50 | +0.6%next day −4.0% · 5 days −7.1% | ↗ |
| Harshita Rawat★★★★★★★★★★#1878 · hits 69% · avg +10.3% | Bernstein | $100 → $110+10.0% | Buy | +48.6% | Assigned | 28.08.26on TipRanks Aug 31 06:35 | +0.6%next day −4.0% · 5 days −7.1% | ↗ |
| Connor Allen CFA★★★★★★★★★★#8661 · hits 50% · avg −1.3% | J.P. Morgan | $90.00 → $105+16.7% | Buy | +41.9% | Reiterated | 28.08.26on TipRanks 07:25 | +0.6%next day −4.0% · 5 days −7.1% | ↗ |
| Andrew Jeffrey★★★★★★★★★★#692 · hits 60% · avg +9.9% | William Blair | — | Buy | — | Reiterated | 28.08.26on TipRanks 07:13 | +0.6%next day −4.0% · 5 days −7.1% | ↗ |
| Kyle Peterson★★★★★★★★★★#11149 · hits 40% · avg −2.6% | Needham | $90.00 → $100+11.1% | Buy | +35.1% | Reiterated | 28.08.26on TipRanks 07:08 | +0.6%next day −4.0% · 5 days −7.1% | ↗ |
| Bill Carcache★★★★★★★★★★#330 · hits 69% · avg +18.7% | Piper Sandler | $103 → $115+11.7% | Buy | +55.4% | Reiterated | 28.08.26on TipRanks 07:08 | +0.6%next day −4.0% · 5 days −7.1% | ↗ |
| Timothy Chiodo★★★★★★★★★★#3445 · hits 50% · avg +4.0% | UBS | $82.00 → $90.00+9.8% | Hold | +21.6% | Assigned | 28.08.26on TipRanks 06:30 | +0.6%next day −4.0% · 5 days −7.1% | ↗ |
| Matthew O'Neill★★★★★★★★★★#2436 · hits 76% · avg +13.1% | Bank of America Securities | $93.00 → $104+11.8% | Buy | +40.5% | Reiterated | 28.08.26on TipRanks 06:30 | +0.6%next day −4.0% · 5 days −7.1% | ↗ |
| Bryan Keane★★★★★★★★★★#1581 · hits 59% · avg +6.7% | Citi | $115 | Buy | +55.4% | Reiterated | 28.08.26on TipRanks 06:09 | +0.6%next day −4.0% · 5 days −7.1% | ↗ |
| Nik Cremo★★★★★★★★★★#11495 · hits 43% · avg −11.8% | Barclays | $97.00 → $105+8.2% | Buy | +41.9% | Reiterated | 28.08.26on TipRanks 04:25 | +0.6%next day −4.0% · 5 days −7.1% | ↗ |
| Moshe Orenbuch★★★★★★★★★★#69 · hits 71% · avg +23.3% | TD Cowen | $117 → $124+6.0% | Buy | +67.5% | Reiterated | 28.08.26on TipRanks 00:30 | +0.6%next day −4.0% · 5 days −7.1% | ↗ |
| James Faucette★★★★★★★★★★#2607 · hits 60% · avg +3.1% | Morgan Stanley | $80.00 → $82.00+2.5% | Hold | +10.8% | Reiterated | 28.08.26on TipRanks Aug 26 06:50 | −1.9%next day +0.7% · 5 days −3.0% | ↗ |
| James Friedman★★★★★★★★★★#5808 · hits 52% · avg +0.9% | Susquehanna | $105 → $110+4.8% | Buy | +48.6% | Assigned | 27.08.26on TipRanks Aug 28 08:22 | +0.7%next day +0.6% · 5 days −4.4% | ↗ |
| Daniel Perlin★★★★★★★★★★#12221 · hits 41% · avg −6.4% | RBC Capital | $80.00 → $96.00+20.0% | Hold | +29.7% | Assigned | 27.08.26on TipRanks Aug 28 07:08 | +0.7%next day +0.6% · 5 days −4.4% | ↗ |
| Vincent Caintic★★★★★★★★★★#2614 · hits 52% · avg +5.5% | BTIG | — | Hold | — | Reiterated | 27.08.26on TipRanks Aug 28 06:09 | +0.7%next day +0.6% · 5 days −4.4% | ↗ |
| Adam Frisch★★★★★★★★★★#5312 · hits 63% · avg +5.1% | Evercore ISI | $90.00 | Buy | +21.6% | Reiterated | 26.08.26on TipRanks 09:15 | −1.9%next day +0.7% · 5 days −3.0% | ↗ |
| David Koning★★★★★★★★★★#465 · hits 57% · avg +14.0% | Robert W. Baird | $70.00 → $82.00+17.1% | Hold | +10.8% | Reiterated | 14.07.26on TipRanks 06:35 | +2.7%next day −3.6% · 5 days −11.0% | ↗ |
| Kyle Joseph★★★★★★★★★★#1723 · hits 61% · avg +9.4% | Stephens | $75.00 | Hold | +1.3% | Reiterated | 08.05.26on TipRanks 08:05 | −5.8%next day +3.6% · 5 days +2.6% | ↗ |
| David Scharf★★★★★★★★★★#396 · hits 56% · avg +17.9% | Citizens JMP | $105 → $85.00−19.0% | Buy | +14.8% | Reiterated | 17.04.26on TipRanks 05:50 | +5.8%next day +4.2% · 5 days −1.7% | ↗ |
| Harry Bartlett★★★★★★★★★★#7613 · hits 75% · avg +5.9% | Rothschild & Co Redburn | $107 | Buy | +44.6% | Reiterated | 28.01.26on TipRanks 05:35 | −5.0%next day −3.7% · 5 days −3.6% | ↗ |
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Every rating the collector has kept for the last 12 months, including the earlier ones of the same analyst. Latest of each analyst
Best analysts covering Affirm Holdings
TipRanks picks them by their record on this stock; the figures under the name are their record across all their ratings.
Most accurate
Most profitable
How the average price target moved
The average target of all analysts (their ratings of the 3 months before) on each day, the top analysts’ dashed, against the price; the site keeps this record since 1 October 2026. On 01.10.26: target $102 at a price of $69.23 (+46.7%); now: $101 at $74.01 (+36.4%).
PriceAverage targetTop analysts’ target
Recommendation trend · top analysts
Strong BuyBuyHoldSell
| Rating | 05.26 | 06.26 | 07.26 | 08.26 | 09.26 | 10.26 |
|---|---|---|---|---|---|---|
| Strong Buy | 6 | 4 | 3 | 1 | 1 | 2 |
| Buy | 16 | 18 | 18 | 12 | 13 | 11 |
| Hold | 7 | 9 | 10 | 10 | 7 | 5 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
Earnings and sales forecast
Next report: 05.11.26 (Q1 2027, date not confirmed)
Earnings per share
Next quarter’s EPS estimate — $0.38 (from $0.30 to $0.55). Last quarter: $4.62.
Sales
Next quarter’s sales estimate — $1.2B (from $1.2B to $1.2B). Last quarter: $1.1B.
Best top-analyst consensus in the sector · Financial
About Affirm Holdings
- CEO: Max Rafailovych Levchin
- Employees: 2,358
- 221 Main Street, San Francisco, CA, 94105, US
- www.affirm.com
Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.
Data from the stock’s TipRanks forecast page, read 5 min ago. It is read again as soon as a new rating appears and at least every 8 hours. TipRanks ↗