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Financial Institutions (FISI): analyst forecast and price target
Analyst consensus
Moderate Buy1 Buy1 Hold0 Sell
Ratings of 2 analysts in the last 3 months · top analysts only12-month forecast
Based on 2 price targets given in the last 3 months, the average target is $45.00, the highest $45.00, the lowest $45.00. The average is +14.5% from the last price of $39.31.
| Analyst | Firm | Price target | Rating | Upside | Action | Date | Move vs SPY | |
|---|---|---|---|---|---|---|---|---|
| AI xAi Banks - RegionalxAI Grok-3 | TipRanks - xAI | $47.00 → $44.00−6.4% | Hold | +11.9% | Downgrade | 27.08.26on TipRanks Aug 26 23:05 | — | |
| AI DeepSeek Banks - RegionalDeepSeek R1-0528 | TipRanks - DeepSeek | $47.00 → $44.00−6.4% | Hold | +11.9% | Downgrade | 27.08.26on TipRanks Aug 26 23:05 | — | |
| AI OpenAI Banks - RegionalOpenAI 4o | TipRanks - OpenAI | $47.00 → $43.00−8.5% | Hold | +9.4% | Reiterated | 27.08.26on TipRanks Aug 26 23:05 | — | |
| AI Anthropic Banks - RegionalAnthropic Opus-4.1 | TipRanks - Anthropic | $44.00 → $42.00−4.5% | Hold | +6.8% | Reiterated | 27.08.26on TipRanks Aug 26 23:05 | — | |
| AI Google Banks - RegionalGemini 2.5Pro | TipRanks - Google | $48.00 → $46.00−4.2% | Buy | +17.0% | Reiterated | 27.08.26on TipRanks Aug 26 23:05 | — | |
| AI PerPlexity Banks - RegionalPerPlexity SonarPro | TipRanks - PerPlexity | $48.00 → $46.00−4.2% | Buy | +17.0% | Reiterated | 27.08.26on TipRanks Aug 26 23:05 | — | |
| Manuel Navas★★★★★★★★★★#515 · hits 77% · avg +13.4% | Piper Sandler | $38.00 → $45.00+18.4% | Hold | +14.5% | Reiterated | 03.08.26on TipRanks 07:15 | +1.3%next day −1.5% · 5 days −5.0% | ↗ |
| Damon Delmonte★★★★★★★★★★#129 · hits 83% · avg +20.0% | KBW | $42.00 → $45.00+7.1% | Buy | +14.5% | Reiterated | 27.07.26on TipRanks 12:12 | +1.5%next day +2.0% · 5 days +0.7% | ↗ |
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Every rating the collector has kept for the last 12 months, including the earlier ones of the same analyst. Latest of each analyst
Best analysts covering Financial Institutions
TipRanks picks them by their record on this stock; the figures under the name are their record across all their ratings.
Most accurate
Most profitable
How the average price target moved
The average target of all analysts (their ratings of the 3 months before) on each day, the top analysts’ dashed, against the price; the site keeps this record since 1 October 2026. On 01.10.26: target $45.00 at a price of $38.98 (+15.4%); now: $45.00 at $39.31 (+14.5%).
PriceAverage targetTop analysts’ target
Recommendation trend · top analysts
Strong BuyBuyHoldSell
| Rating | 05.26 | 06.26 | 07.26 | 08.26 | 09.26 | 10.26 |
|---|---|---|---|---|---|---|
| Strong Buy | 0 | 0 | 0 | 0 | 0 | 0 |
| Buy | 1 | 1 | 1 | 1 | 1 | 0 |
| Hold | 1 | 1 | 1 | 2 | 2 | 1 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
Earnings and sales forecast
Next report: 29.10.26 (Q3 2026, date not confirmed)
Earnings per share
Next quarter’s EPS estimate — $1.05 (from $1.05 to $1.05). Last quarter: $1.04.
Sales
Next quarter’s sales estimate — $67M (from $66M to $67M). Last quarter: $94M.
Best top-analyst consensus in the sector · Financial
About Financial Institutions
- CEO: Martin K. Birmingham
- Employees: 631
- 220 Liberty Street, Warsaw, NY, 14569, US
- www.five-starbank.com
Financial Institutions, Inc., through its subsidiaries, provides banking and financial services to consumer, commercial, and municipal customers in New York. The company provides checking and savings account programs, including money market accounts, certificates of deposit, sweep investments, and individual retirement and other qualified plan accounts, as well as NOW accounts. It also offers commercial loan products including term loans and lines of credit; short and medium-term commercial loans for working capital, business expansion, and purchase of equipment; commercial business loans; commercial mortgage loans; one-to-four family residential mortgage loans; home improvement loans, closed-end home equity loans, and home equity lines of credit; and consumer loans, such as automobile, secured installment, and other secured and unsecured personal loans, as well as recreational vehicle, boat, personal loans, and deposit account collateralized loans. In addition, it offers investment advisory, wealth management, investment consulting, and retirement plan services, as well as operates a real estate investment trust that holds residential mortgages and commercial real estate loans. Financial Institutions, Inc. was founded in 1817 and is headquartered in Warsaw, New York.
Data from the stock’s TipRanks forecast page, read 157 min ago. It is read again as soon as a new rating appears and at least every 8 hours. TipRanks ↗