← ANALYST RATINGS · TIPRANKS
Atlanticus Holdings (ATLC): analyst forecast and price target
Analyst consensus
Moderate Buy2 Buy1 Hold0 Sell
Ratings of 3 analysts in the last 3 months12-month forecast
Based on 3 price targets given in the last 3 months, the average target is $133, the highest $179, the lowest $100. The average is +44.2% from the last price of $92.02.
Analyst ratings 5
| Analyst | Firm | Price target | Rating | Upside | Action | Date | Move vs SPY | |
|---|---|---|---|---|---|---|---|---|
| AI xAi Financial - Credit ServicesxAI Grok-4 | TipRanks - xAI | $106 → $105−0.9% | Buy | +14.1% | Reiterated | 07.10.26on TipRanks 01:05 | — | |
| AI DeepSeek Financial - Credit ServicesDeepSeek V3.2-Speciale | TipRanks - DeepSeek | $99.00 → $100+1.0% | Hold | +8.7% | Reiterated | 07.10.26on TipRanks 01:05 | — | |
| AI Anthropic Financial - Credit ServicesAnthropic Opus-4.6 | TipRanks - Anthropic | $98.00 → $100+2.0% | Hold | +8.7% | Reiterated | 07.10.26on TipRanks 01:05 | — | |
| AI PerPlexity Financial - Credit ServicesPerPlexity SonarPro | TipRanks - PerPlexity | $105 → $103−1.9% | Buy | +11.9% | Reiterated | 07.10.26on TipRanks 01:05 | — | |
| Vincent Caintic★★★★★★★★★★#2614 · hits 52% · avg +5.5% | BTIG | $179 | Buy | +94.5% | Reiterated | 21.09.26on TipRanks 17:10 | +1.1%next day −0.5% · 5 days −3.8% | ↗ |
| AI xAi Financial - Credit ServicesxAI Grok-4 | TipRanks - xAI | $121 → $106−12.4% | Buy | +15.2% | Reiterated | 17.09.26on TipRanks 14:05 | — | |
| AI DeepSeek Financial - Credit ServicesDeepSeek V3.2-Speciale | TipRanks - DeepSeek | $114 → $99.00−13.2% | Hold | +7.6% | Downgrade | 17.09.26on TipRanks 14:05 | — | |
| AI OpenAI Financial - Credit ServicesOpenAI 5.2 | TipRanks - OpenAI | $111 → $98.00−11.7% | Hold | +6.5% | Reiterated | 17.09.26on TipRanks 14:05 | — | |
| AI Anthropic Financial - Credit ServicesAnthropic Opus-4.6 | TipRanks - Anthropic | $108 → $98.00−9.3% | Hold | +6.5% | Reiterated | 17.09.26on TipRanks 14:05 | — | |
| AI Google Financial - Credit ServicesGemini 3.1Pro | TipRanks - Google | $117 → $105−10.3% | Buy | +14.1% | Reiterated | 17.09.26on TipRanks 14:05 | — | |
| AI PerPlexity Financial - Credit ServicesPerPlexity SonarPro | TipRanks - PerPlexity | $117 → $105−10.3% | Buy | +14.1% | Reiterated | 17.09.26on TipRanks 14:05 | — | |
| Hal Goetsch★★★★★★★★★★#423 · hits 55% · avg +32.2% | B. Riley Securities | $111 → $119+7.2% | Buy | +29.3% | Reiterated | 03.09.26on TipRanks 08:55 | +2.0%next day −3.3% · 5 days −1.2% | ↗ |
| Randy Binner★★★★★★★★★★#375 · hits 63% · avg +15.5% | Texas Capital Securities | $100 | Hold | +8.7% | Initiated | 27.08.26on TipRanks 12:41 | −0.5%next day −1.9% · 5 days +3.7% | ↗ |
| David Scharf★★★★★★★★★★#396 · hits 56% · avg +17.9% | Citizens JMP | $102 → $110+7.8% | Buy | +19.5% | Reiterated | 16.07.26on TipRanks 06:55 | +4.3%next day −1.5% · 5 days −5.7% | ↗ |
| John Hecht★★★★★★★★★★#407 · hits 59% · avg +14.3% | Jefferies | $100 → $115+15.0% | Buy | +25.0% | Reiterated | 08.07.26on TipRanks 05:55 | −3.7%next day +4.3% · 5 days +5.2% | ↗ |
| No ratings for this filter. | ||||||||
Every rating the collector has kept for the last 12 months, including the earlier ones of the same analyst. Latest of each analyst
Best analysts covering Atlanticus Holdings
TipRanks picks them by their record on this stock; the figures under the name are their record across all their ratings.
Most accurate
Most profitable
How the average price target moved
The average target of all analysts (their ratings of the 3 months before) on each day, the top analysts’ dashed, against the price; the site keeps this record since 1 October 2026. On 01.10.26: target $125 at a price of $87.53 (+42.4%); now: $133 at $92.02 (+44.2%).
PriceAverage targetTop analysts’ target
Recommendation trend
Strong BuyBuyHoldSell
| Rating | 05.26 | 06.26 | 07.26 | 08.26 | 09.26 | 10.26 |
|---|---|---|---|---|---|---|
| Strong Buy | 3 | 1 | 1 | 2 | 2 | 2 |
| Buy | 1 | 2 | 5 | 5 | 5 | 2 |
| Hold | 0 | 0 | 0 | 1 | 1 | 1 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
Earnings and sales forecast
Next report: 05.11.26 (Q3 2026, date not confirmed)
Earnings per share
Next quarter’s EPS estimate — $2.98 (from $2.33 to $3.66). Last quarter: $2.50.
Sales
Next quarter’s sales estimate — $775M (from $744M to $803M). Last quarter: $744M.
Best top-analyst consensus in the sector · Financial
About Atlanticus Holdings
- CEO: Jeffrey A. Howard
- Employees: 576
- Five Concourse Parkway, Atlanta, GA, 30328, US
- www.atlanticus.com
Atlanticus Holdings Corporation, operating under the ticker ATLC, is a financial services enterprise providing a spectrum of credit and related financial solutions to consumers throughout the United States. The company's operations are structured into two principal divisions: Credit as a Service and Auto Finance. The Credit as a Service segment is dedicated to the origination and facilitation of various consumer loan products. This includes both private label credit cards, often associated with specific retailers or healthcare providers, and general purpose credit cards. These cards are issued by lenders and disseminated through multiple avenues, such as retail and healthcare partnerships, targeted direct mail campaigns, digital marketing initiatives, and collaborations with external organizations. This segment empowers customers to finance acquisitions of diverse goods and services, ranging from consumer electronics and furniture to elective medical procedures, general healthcare, educational offerings, and home renovation projects. Beyond loan origination, it also offers comprehensive loan servicing, encompassing risk management and outsourced customer support for third parties, while concurrently engaging in research and development, and making strategic investments in nascent consumer finance technology platforms. The Auto Finance segment is focused on the purchase and servicing of loans collateralized by automobiles. These activities are performed for or on behalf of a carefully selected network of independent automotive dealerships and specialized finance companies, particularly those operating within the "buy-here, pay-here" and used car markets. This segment also extends its financial offerings to include inventory financing, commonly known as floor plan financing, and various installment lending products. Furthermore, Atlanticus Holdings Corporation strategically invests in and actively manages portfolios comprised of credit card receivables. The company wa
Data from the stock’s TipRanks forecast page, read 74 min ago. It is read again as soon as a new rating appears and at least every 8 hours. TipRanks ↗