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Citizens (CIA): analyst forecast and price target
Analyst consensus
Moderate Buy1 Buy0 Hold0 Sell
Ratings of 1 analysts in the last 3 months12-month forecast
Based on 1 price targets given in the last 3 months, the average target is $5.50, the highest $5.50, the lowest $5.50. The average is +59.9% from the last price of $3.44.
Analyst ratings 2
| Analyst | Firm | Price target | Rating | Upside | Action | Date | Move vs SPY | |
|---|---|---|---|---|---|---|---|---|
| AI xAi Insurance - LifexAI Grok-4 | TipRanks - xAI | $5.00 → $3.50−30.0% | Hold | +1.7% | Reiterated | 15.10.26on TipRanks Oct 14 23:05 | — | |
| AI DeepSeek Insurance - LifeDeepSeek V3.2-Speciale | TipRanks - DeepSeek | $4.50 → $3.50−22.2% | Hold | +1.7% | Downgrade | 15.10.26on TipRanks Oct 14 23:05 | — | |
| AI OpenAI Insurance - LifeOpenAI 5.2 | TipRanks - OpenAI | $5.00 → $3.50−30.0% | Hold | +1.7% | Reiterated | 15.10.26on TipRanks Oct 14 23:05 | — | |
| AI Anthropic Insurance - LifeAnthropic Opus-4.6 | TipRanks - Anthropic | $4.50 → $3.50−22.2% | Hold | +1.7% | Reiterated | 15.10.26on TipRanks Oct 14 23:05 | — | |
| AI Google Insurance - LifeGemini 3.1Pro | TipRanks - Google | $4.50 → $3.50−22.2% | Hold | +1.7% | Downgrade | 15.10.26on TipRanks Oct 14 23:05 | — | |
| AI PerPlexity Insurance - LifePerPlexity SonarPro | TipRanks - PerPlexity | $4.50 → $3.50−22.2% | Hold | +1.7% | Downgrade | 15.10.26on TipRanks Oct 14 23:05 | — | |
| Name not given | — | $5.50 | Buy | +59.9% | Initiated | 24.08.26on TipRanks 11:50 | +5.1%next day −1.6% · 5 days −5.0% | ↗ |
| AI Google Insurance - LifeGemini 3.1Pro | TipRanks - Google | $5.00 → $4.50−10.0% | Hold | +30.8% | Downgrade | 07.08.26on TipRanks 10:07 | — | |
| AI xAi Insurance - LifexAI Grok-4 | TipRanks - xAI | $5.00 | Hold | +45.3% | Reiterated | 07.08.26on TipRanks 10:07 | — | |
| AI Anthropic Insurance - LifeAnthropic Opus-4.6 | TipRanks - Anthropic | $4.50 | Hold | +30.8% | Reiterated | 07.08.26on TipRanks 10:07 | — | |
| AI DeepSeek Insurance - LifeDeepSeek V3.2-Speciale | TipRanks - DeepSeek | $5.00 → $4.50−10.0% | Hold | +30.8% | Downgrade | 07.08.26on TipRanks 10:07 | — | |
| AI OpenAI Insurance - LifeOpenAI 5.2 | TipRanks - OpenAI | $5.00 | Hold | +45.3% | Reiterated | 07.08.26on TipRanks 10:07 | — | |
| AI PerPlexity Insurance - LifePerPlexity SonarPro | TipRanks - PerPlexity | $5.50 → $4.50−18.2% | Hold | +30.8% | Downgrade | 07.08.26on TipRanks 10:07 | — | |
| Paul Young★★★★★★★★★★#1703 · hits 57% · avg +6.4% | Goldman Sachs | — | Buy | — | Reiterated | 12.01.26on TipRanks 19:24 | +2.8%next day +4.2% · 5 days +8.8% | ↗ |
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Every rating the collector has kept for the last 12 months, including the earlier ones of the same analyst. Latest of each analyst
Best analysts covering Citizens
TipRanks picks them by their record on this stock; the figures under the name are their record across all their ratings.
Most accurate
Most profitable
How the average price target moved
The average target of all analysts (their ratings of the 3 months before) on each day, the top analysts’ dashed, against the price; the site keeps this record since 1 October 2026. On 01.10.26: target $5.50 at a price of $3.45 (+59.4%); now: $5.50 at $3.44 (+59.9%).
PriceAverage targetTop analysts’ target
Recommendation trend
Strong BuyBuyHoldSell
| Rating | 05.26 | 06.26 | 07.26 | 08.26 | 09.26 | 10.26 |
|---|---|---|---|---|---|---|
| Strong Buy | 0 | 0 | 0 | 0 | 0 | 0 |
| Buy | 0 | 0 | 0 | 1 | 1 | 1 |
| Hold | 0 | 0 | 0 | 0 | 0 | 0 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
Earnings and sales forecast
Next report: 05.11.26 (Q3 2026, date not confirmed)
Earnings per share
Next quarter’s EPS estimate — $0.06 (from $0.03 to $0.08). Last quarter: $0.01.
Sales
Next quarter’s sales estimate — $65M (from $64M to $65M). Last quarter: $60M.
Best top-analyst consensus in the sector · Financial
About Citizens
- CEO: Jon Scott Stenberg
- Employees: 245
- 11815 Alterra Pkwy, Austin, TX, 78758, US
- www.citizensinc.com
Citizens, Inc. operates as an insurance provider, delivering a variety of life insurance solutions to both domestic U.S. and international clientele through its subsidiary companies. Its business operations are structured into two main divisions. The first, its Life Insurance segment, concentrates on issuing standard whole life and endowment policies. These policies are denominated in U.S. dollars and are primarily aimed at individuals residing outside the United States, distributed via independent marketing agencies and specialized consultants. The second division, known as Home Service Insurance, caters to households with moderate to lower incomes. This segment offers final expense life insurance, property coverage, and also provides whole life products specifically within Louisiana, Mississippi, and Arkansas. Distribution for this segment is handled through funeral homes and independent agents. Furthermore, Citizens, Inc. also provides health insurance coverage. The company was established in 1969 and is headquartered in Austin, Texas.
Data from the stock’s TipRanks forecast page, read 34 min ago. It is read again as soon as a new rating appears and at least every 8 hours. TipRanks ↗