← ANALYST RATINGS · TIPRANKS
Happen (HAPN): analyst forecast and price target
Analyst consensus
Strong Buy5 Buy0 Hold0 Sell
Ratings of 5 analysts in the last 3 months12-month forecast
Based on 5 price targets given in the last 3 months, the average target is $24.40, the highest $25.00, the lowest $22.00. The average is +68.4% from the last price of $14.49.
Analyst ratings 11
| Analyst | Firm | Price target | Rating | Upside | Action | Date | Move vs SPY | |
|---|---|---|---|---|---|---|---|---|
| AI xAi Banks - RegionalxAI Grok-3 | TipRanks - xAI | $17.00 → $16.50−2.9% | Buy | +13.9% | Reiterated | 17.10.26on TipRanks 00:06 | — | |
| AI DeepSeek Banks - RegionalDeepSeek R1-0528 | TipRanks - DeepSeek | $16.50 → $16.00−3.0% | Hold | +10.4% | Downgrade | 17.10.26on TipRanks 00:06 | — | |
| AI Anthropic Banks - RegionalAnthropic Opus-4.1 | TipRanks - Anthropic | $15.50 → $15.00−3.2% | Hold | +3.5% | Reiterated | 17.10.26on TipRanks 00:06 | — | |
| AI OpenAI Banks - RegionalOpenAI 4o | TipRanks - OpenAI | $16.50 → $16.00−3.0% | Hold | +10.4% | Reiterated | 15.10.26on TipRanks 00:05 | — | |
| AI Google Banks - RegionalGemini 2.5Pro | TipRanks - Google | $17.00 → $16.50−2.9% | Buy | +13.9% | Reiterated | 15.10.26on TipRanks 00:05 | — | |
| AI PerPlexity Banks - RegionalPerPlexity SonarPro | TipRanks - PerPlexity | $16.50 → $16.00−3.0% | Hold | +10.4% | Downgrade | 15.10.26on TipRanks 00:05 | — | |
| Tim Switzer★★★★★★★★★★#717 · hits 77% · avg +14.0% | KBW | $22.00 | Buy | +51.8% | Reiterated | 03.08.26on TipRanks 06:55 | +5.4%next day +0.3% · 5 days −6.9% | ↗ |
| Michael Diana★★★★★★★★★★#1374 · hits 59% · avg +6.5% | Maxim Group | $23.00 → $25.00+8.7% | Buy | +72.5% | Reiterated | 29.07.26on TipRanks Jul 30 07:50 | −0.7%next day +2.6% · 5 days +4.7% | ↗ |
| Crispin Love★★★★★★★★★★#1417 · hits 62% · avg +8.5% | Piper Sandler | $23.00 → $25.00+8.7% | Buy | +72.5% | Assigned | 28.07.26on TipRanks 06:45 | +0.8%next day −0.7% · 5 days +6.1% | ↗ |
| David Scharf★★★★★★★★★★#396 · hits 56% · avg +17.9% | Citizens JMP | $23.00 → $25.00+8.7% | Buy | +72.5% | Reiterated | 28.07.26on TipRanks 05:50 | +0.8%next day −0.7% · 5 days +6.1% | ↗ |
| Vincent Caintic★★★★★★★★★★#2614 · hits 52% · avg +5.5% | BTIG | $25.00 | Buy | +72.5% | Assigned | 27.07.26on TipRanks Jul 28 06:05 | +3.8%next day +0.8% · 5 days +6.5% | ↗ |
| Kyle Joseph★★★★★★★★★★#1723 · hits 61% · avg +9.4% | Stephens | $21.00 → $22.50+7.1% | Buy | +55.3% | Reiterated | 28.04.26on TipRanks Jun 30 07:22 | −1.3%next day −1.9% · 5 days −0.5% | ↗ |
| Unknown Analyst | Jefferies | $25.00 | Buy | +72.5% | Reiterated | 29.01.26on TipRanks Jun 30 07:22 | −15.8%next day +3.2% · 5 days −2.2% | ↗ |
| Reginald Smith★★★★★★★★★★#2055 · hits 53% · avg +10.1% | J.P. Morgan | $25.00 | Buy | +72.5% | Reiterated | 29.01.26on TipRanks Jun 30 07:22 | −15.8%next day +3.2% · 5 days −2.2% | ↗ |
| Unknown Analyst | Mizuho Securities | $22.00 → $25.00+13.6% | Buy | +72.5% | Reiterated | 04.12.25on TipRanks Jun 30 07:22 | +3.8%next day −0.7% · 5 days +3.8% | ↗ |
| John Rowan★★★★★★★★★★#3974 · hits 67% · avg +6.2% | Janney Montgomery | $17.00 → $20.00+17.6% | Hold | +38.0% | Reiterated | 06.11.25on TipRanks Jun 30 07:22 | −4.9%next day +0.7% · 5 days −3.1% | ↗ |
| Giuliano Bologna★★★★★★★★★★#1047 · hits 60% · avg +14.1% | Compass Point | $20.00 | Buy | +38.0% | Reiterated | 23.10.25on TipRanks Jun 30 07:22 | +9.9%next day +0.2% · 5 days −8.9% | ↗ |
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The latest rating of each analyst in the last 12 months, as TipRanks lists them. Every rating kept, earlier ones included
Best analysts covering Happen
TipRanks picks them by their record on this stock; the figures under the name are their record across all their ratings.
Most accurate
Most profitable
How the average price target moved
The average target of all analysts (their ratings of the 3 months before) on each day, the top analysts’ dashed, against the price; the site keeps this record since 1 October 2026. On 01.10.26: target $24.40 at a price of $14.78 (+65.1%); now: $24.40 at $14.49 (+68.4%).
PriceAverage targetTop analysts’ target
Recommendation trend
Strong BuyBuyHoldSell
| Rating | 05.26 | 06.26 | 07.26 | 08.26 | 09.26 | 10.26 |
|---|---|---|---|---|---|---|
| Strong Buy | 0 | 0 | 0 | 0 | 0 | 0 |
| Buy | 4 | 5 | 5 | 6 | 5 | 1 |
| Hold | 0 | 0 | 0 | 0 | 0 | 0 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
Earnings and sales forecast
Next report: 28.10.26 (Q3 2026, date not confirmed)
Earnings per share
Next quarter’s EPS estimate — $0.45 (from $0.43 to $0.47). Last quarter: $0.50.
Sales
Next quarter’s sales estimate — $273M (from $264M to $284M). Last quarter: $474M.
Best top-analyst consensus in the sector · Financial
About Happen
- CEO: Scott Sanborn
- Employees: 1,075
- 88 Kearny Street, Suite 600, San Francisco, CA, 94108, US
- www.happen.com
Happen, Inc., operates as a bank holding company, that provides range of financial products and services in the United States. [8, 24, 33, 52, 60, 62] It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. [8, 33] The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. [8, 33]
Data from the stock’s TipRanks forecast page, read 24 min ago. It is read again as soon as a new rating appears and at least every 8 hours. TipRanks ↗