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NBT Bancorp (NBTB): analyst forecast and price target

$50.85 +0.28% close 16.10.26 · market cap $2.6B · Financial · Banks - Regional IWM 0.09%
Price targets and ratings of

Analyst consensus

Moderate Buy

2 Buy2 Hold0 Sell

Ratings of 4 analysts in the last 3 months

12-month forecast

$56.00+10.1% upside

Based on 4 price targets given in the last 3 months, the average target is $56.00, the highest $59.00, the lowest $54.00. The average is +10.1% from the last price of $50.85.

$40.00$50.00$60.00Jan 26AprJulOctJan 27AprJulOctHigh$59.00Average$56.00Low$54.00
Highest target $59.00 Average target $56.00 Lowest target $54.00
AnalystFirmPrice target RatingUpsideAction Date Move vs SPY
David Konrad★★★★★★★★★★#120 · hits 83% · avg +26.7% KBW $52.00 → $54.00+3.8% Hold +6.2% Reiterated 03.08.26on TipRanks 06:45 −0.9%next day −0.2% · 5 days −2.9%
Matthew Breese★★★★★★★★★★#1860 · hits 60% · avg +8.3% Stephens $52.00 → $55.00+5.8% Hold +8.2% Downgrade 30.07.26on TipRanks 07:02 −4.1%next day −1.2% · 5 days −3.7%
Jake Civiello★★★★★★★★★★#1754 · hits 71% · avg +10.8% D.A. Davidson $52.00 → $59.00+13.5% Buy +16.0% Reiterated 29.07.26on TipRanks Jul 28 11:24 +1.9%next day +2.7% · 5 days −3.9%
Manuel Navas★★★★★★★★★★#515 · hits 77% · avg +13.4% Piper Sandler $56.00 Buy +10.1% Reiterated 29.07.26on TipRanks Jul 28 06:45 +1.9%next day +2.7% · 5 days −3.9%
Unknown Analyst Brean Capital $47.00 Hold −7.6% Initiated 20.02.26on TipRanks 16:15 −3.3%next day −0.1% · 5 days −1.7%

Every rating the collector has kept for the last 12 months, including the earlier ones of the same analyst. Latest of each analyst

Best analysts covering NBT Bancorp

TipRanks picks them by their record on this stock; the figures under the name are their record across all their ratings.

Most accurate

3 months Jake Civiello★★★★★★★★★★D.A. Davidson · #1754
Hits 71%73 of 103 Average return +10.8%
1 year Jake Civiello★★★★★★★★★★D.A. Davidson · #1754
Hits 71%73 of 103 Average return +10.8%
2 years Manuel Navas★★★★★★★★★★Piper Sandler · #515
Hits 77%169 of 219 Average return +13.4%

Most profitable

3 months Jake Civiello★★★★★★★★★★D.A. Davidson · #1754
Hits 71%73 of 103 Average return +10.8%
1 year Jake Civiello★★★★★★★★★★D.A. Davidson · #1754
Hits 71%73 of 103 Average return +10.8%
2 years Manuel Navas★★★★★★★★★★Piper Sandler · #515
Hits 77%169 of 219 Average return +13.4%

How the average price target moved

The average target of all analysts (their ratings of the 3 months before) on each day, the top analysts’ dashed, against the price; the site keeps this record since 1 October 2026. On 01.10.26: target $56.00 at a price of $50.16 (+11.6%); now: $56.00 at $50.85 (+10.1%).

$50.00$52.00$54.00$56.00Sep 15Oct 1Oct 15Top analysts$56.00Average target$56.00Price$50.85

PriceAverage targetTop analysts’ target

Recommendation trend

024621Oct 252Nov2Dec1Jan 2621Feb31Mar42Apr41May41Jun41Jul32Aug22Sep1Oct

Strong BuyBuyHoldSell

Rating05.2606.2607.2608.2609.2610.26
Strong Buy000000
Buy444320
Hold111221
Sell000000

Earnings and sales forecast

Next report: 27.10.26 (Q3 2026, date not confirmed)

Earnings per share

Next quarter’s EPS estimate — $1.09 (from $1.08 to $1.12). Last quarter: $1.01.

Sales

Next quarter’s sales estimate — $194M (from $192M to $196M). Last quarter: $235M.

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About NBT Bancorp
  • CEO: Scott A. Kingsley
  • Employees: 2,303
  • 52 South Broad Street, Norwich, NY, 13815, US
  • www.nbtbancorp.com

NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments. The company offers demand deposit, savings, interest-bearing checking, money market deposit, and certificate of deposit accounts; and indirect and direct consumer loans, home equity loans and lines of credit, residential mortgages, business banking loans, commercial and industrial loans, agricultural loans, commercial construction loans, commercial real estate loans, indirect auto loans, and other consumer loans, as well as agricultural lending, personal lines of credit, overdraft protection, and second mortgage loans. It also provides trust and investment services; financial planning and life insurance services; and retirement plan and health savings account recordkeeping and administration, and actuarial services. In addition, the company offers insurance products, such as personal property and casualty, business liability, and commercial insurance; and other products and services through a network of ATM locations and 24-hour online, mobile, and telephone channels that enable customers to check balances, make deposits, transfer funds, pay bills, access statements, apply for loans, and access various other products and services. Further, it operates as a property management and passive investment company, as well as investment advisor that provides investment management and financial consulting services. The company serves retail, commercial, and municipal customers. It operates in upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. NBT Bancorp Inc. was founded in 1856 and is headquartered in Norwich, New York.

Data from the stock’s TipRanks forecast page, read 25 min ago. It is read again as soon as a new rating appears and at least every 8 hours. TipRanks ↗