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PennyMac Financial (PFSI): analyst forecast and price target
Analyst consensus
Moderate Buy4 Buy2 Hold0 Sell
Ratings of 6 analysts in the last 3 months · top analysts only12-month forecast
Based on 6 price targets given in the last 3 months, the average target is $87.33, the highest $100, the lowest $71.00. The average is +44.8% from the last price of $60.32.
| Analyst | Firm | Price target | Rating | Upside | Action | Date | Move vs SPY | |
|---|---|---|---|---|---|---|---|---|
| AI xAi Financial - MortgagesxAI Grok-3 | TipRanks - xAI | $63.00 → $65.00+3.2% | Hold | +7.8% | Reiterated | 17.10.26on TipRanks Oct 16 23:05 | — | |
| AI DeepSeek Financial - MortgagesDeepSeek V3.2-Speciale | TipRanks - DeepSeek | $60.00 → $62.00+3.3% | Hold | +2.8% | Reiterated | 17.10.26on TipRanks Oct 16 23:05 | — | |
| AI OpenAI Financial - MortgagesOpenAI 5.2 | TipRanks - OpenAI | $61.00 → $63.00+3.3% | Hold | +4.4% | Reiterated | 17.10.26on TipRanks Oct 16 23:05 | — | |
| AI Anthropic Financial - MortgagesAnthropic Opus-4.5 | TipRanks - Anthropic | $58.00 → $60.00+3.4% | Hold | −0.5% | Reiterated | 17.10.26on TipRanks Oct 16 23:05 | — | |
| AI Google Financial - MortgagesGemini 3-pro | TipRanks - Google | $62.00 → $64.00+3.2% | Hold | +6.1% | Reiterated | 17.10.26on TipRanks Oct 16 23:05 | — | |
| AI PerPlexity Financial - MortgagesPerPlexity SonarPro | TipRanks - PerPlexity | $64.00 → $66.00+3.1% | Hold | +9.4% | Reiterated | 17.10.26on TipRanks Oct 16 23:05 | — | |
| Douglas Harter★★★★★★★★★★#522 · hits 63% · avg +14.7% | BTIG | $90.00 → $80.00−11.1% | Buy | +32.6% | Reiterated | 12.10.26on TipRanks 09:30 | −1.7%next day +0.8% | ↗ |
| Crispin Love★★★★★★★★★★#1417 · hits 62% · avg +8.5% | Piper Sandler | $86.00 → $71.00−17.4% | Hold | +17.7% | Reiterated | 09.10.26on TipRanks 07:11 | −2.9%next day −1.7% · 5 days +2.7% | ↗ |
| Terry Ma★★★★★★★★★★#4981 · hits 56% · avg +1.7% | Barclays | $85.00 → $71.00−16.5% | Hold | +17.7% | Reiterated | 05.10.26on TipRanks 04:55 | +0.9%next day −0.9% · 5 days −7.0% | ↗ |
| Bose George★★★★★★★★★★#78 · hits 76% · avg +14.0% | KBW | $100 | Buy | +65.8% | Reiterated | 21.09.26on TipRanks 06:50 | −1.2%next day +0.6% · 5 days −3.4% | ↗ |
| Mark DeVries★★★★★★★★★★#242 · hits 65% · avg +16.1% | Deutsche Bank | $115 → $100−13.0% | Buy | +65.8% | Reiterated | 30.07.26on TipRanks 08:31 | −13.5%next day −1.3% · 5 days −2.1% | ↗ |
| Kyle Joseph★★★★★★★★★★#1723 · hits 61% · avg +9.4% | Stephens | $91.00 → $78.00−14.3% | Hold | +29.3% | Reiterated | 30.07.26on TipRanks 08:03 | −13.5%next day −1.3% · 5 days −2.1% | ↗ |
| Donald Fandetti★★★★★★★★★★#586 · hits 64% · avg +10.4% | Wells Fargo | $100 → $95.00−5.0% | Buy | +57.5% | Assigned | 30.07.26on TipRanks 07:11 | −13.5%next day −1.3% · 5 days −2.1% | ↗ |
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The latest rating of each analyst in the last 12 months, as TipRanks lists them. Every rating kept, earlier ones included
Best analysts covering PennyMac Financial
TipRanks picks them by their record on this stock; the figures under the name are their record across all their ratings.
Most accurate
Most profitable
How the average price target moved
The average target of all analysts (their ratings of the 3 months before) on each day, the top analysts’ dashed, against the price; the site keeps this record since 1 October 2026. On 01.10.26: target $91.33 at a price of $61.72 (+48.0%); now: $85.00 at $60.32 (+40.9%).
PriceAverage targetTop analysts’ target
Recommendation trend · top analysts
Strong BuyBuyHoldSell
| Rating | 05.26 | 06.26 | 07.26 | 08.26 | 09.26 | 10.26 |
|---|---|---|---|---|---|---|
| Strong Buy | 1 | 1 | 0 | 0 | 1 | 1 |
| Buy | 8 | 6 | 11 | 8 | 8 | 2 |
| Hold | 2 | 1 | 2 | 2 | 2 | 1 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
Earnings and sales forecast
Next report: 29.10.26 (Q3 2026, date not confirmed)
Earnings per share
Next quarter’s EPS estimate — $1.26 (from $0.96 to $1.58). Last quarter: $0.41.
Sales
Next quarter’s sales estimate — $531M (from $492M to $573M). Last quarter: $953M.
Best top-analyst consensus in the sector · Financial
About PennyMac Financial
- CEO: David A. Spector
- Employees: 5,543
- 3043 Townsgate Road, Westlake Village, CA, 91361, US
- pfsi.pennymac.com
PennyMac Financial Services, Inc. (PFSI), through its various subsidiaries, is actively engaged in mortgage banking and investment management activities across the United States. The company's operations are structured into three primary divisions: Production, Servicing, and Investment Management. The Production segment focuses on the creation, acquisition, and subsequent sale of loans. Its primary involvement is with first-lien residential mortgage loans, encompassing both conventional products and those insured or guaranteed by the government. The Servicing segment is responsible for the administration of newly originated loans, in addition to managing early buyout transactions and providing servicing for other loan portfolios. This involves a broad range of activities, such as general loan administration, payment collection, and managing defaults. Specific duties include processing loan payments, addressing customer inquiries, meticulously accounting for principal and interest, holding custodial funds for property taxes and insurance premiums, providing guidance to delinquent borrowers, and supervising foreclosure processes and property dispositions. Furthermore, this segment implements loss mitigation strategies, including loan modification and forbearance programs. The Investment Management segment's core functions include identifying potential investment assets, conducting thorough due diligence, submitting bids, and finalizing acquisitions. It also oversees the correspondent production operations for PennyMac Mortgage Investment Trust and manages the acquired asset base. PennyMac Financial Services, Inc. was established in 2008 and maintains its headquarters in Westlake Village, California.
Data from the stock’s TipRanks forecast page, read 89 min ago. It is read again as soon as a new rating appears and at least every 8 hours. TipRanks ↗