← ANALYST RATINGS · TIPRANKS
SoFi (SOFI): analyst forecast and price target
Analyst consensus
Moderate Buy8 Buy7 Hold3 Sell
Ratings of 18 analysts in the last 3 months12-month forecast
Based on 18 price targets given in the last 3 months, the average target is $20.66, the highest $30.00, the lowest $15.00. The average is +42.0% from the last price of $14.55.
Analyst ratings 29
| Analyst | Firm | Price target | Rating | Upside | Action | Date | Move vs SPY | |
|---|---|---|---|---|---|---|---|---|
| David Konrad★★★★★★★★★★#120 · hits 83% · avg +26.7% | KBW | $15.00 | Sell | +3.1% | Reiterated | 16.10.26on TipRanks 07:09 | −2.5% | ↗ |
| AI xAi Financial - Credit ServicesxAI Grok-4 | TipRanks - xAI | $16.50 → $15.50−6.1% | Hold | +6.5% | Reiterated | 15.10.26on TipRanks 05:05 | — | |
| AI DeepSeek Financial - Credit ServicesDeepSeek V3.2-Speciale | TipRanks - DeepSeek | $17.00 → $16.00−5.9% | Buy | +10.0% | Upgrade | 15.10.26on TipRanks 05:05 | — | |
| AI OpenAI Financial - Credit ServicesOpenAI 5.2 | TipRanks - OpenAI | $16.50 → $15.50−6.1% | Hold | +6.5% | Reiterated | 15.10.26on TipRanks 05:05 | — | |
| AI Anthropic Financial - Credit ServicesAnthropic Opus-4.6 | TipRanks - Anthropic | $16.00 → $15.00−6.2% | Hold | +3.1% | Reiterated | 15.10.26on TipRanks 05:05 | — | |
| AI Google Financial - Credit ServicesGemini 3.1Pro | TipRanks - Google | $17.00 → $16.00−5.9% | Buy | +10.0% | Upgrade | 15.10.26on TipRanks 05:05 | — | |
| AI PerPlexity Financial - Credit ServicesPerPlexity SonarPro | TipRanks - PerPlexity | $17.00 → $16.00−5.9% | Buy | +10.0% | Upgrade | 15.10.26on TipRanks 05:05 | — | |
| Will Nance★★★★★★★★★★#11905 · hits 45% · avg −5.9% | Goldman Sachs | $18.00 → $15.00−16.7% | Hold | +3.1% | Reiterated | 13.10.26on TipRanks 07:10 | +0.1%next day −5.6% | ↗ |
| AI xAi Financial - Credit ServicesxAI Grok-4 | TipRanks - xAI | $17.00 → $16.50−2.9% | Hold | +13.4% | Reiterated | 13.10.26on TipRanks 06:06 | — | |
| AI DeepSeek Financial - Credit ServicesDeepSeek V3.2-Speciale | TipRanks - DeepSeek | $17.50 → $17.00−2.9% | Buy | +16.8% | Upgrade | 13.10.26on TipRanks 06:06 | — | |
| AI OpenAI Financial - Credit ServicesOpenAI 5.2 | TipRanks - OpenAI | $17.00 → $16.50−2.9% | Hold | +13.4% | Reiterated | 13.10.26on TipRanks 06:06 | — | |
| AI Anthropic Financial - Credit ServicesAnthropic Opus-4.6 | TipRanks - Anthropic | $16.50 → $16.00−3.0% | Hold | +10.0% | Reiterated | 13.10.26on TipRanks 06:06 | — | |
| AI Google Financial - Credit ServicesGemini 3.1Pro | TipRanks - Google | $17.50 → $17.00−2.9% | Buy | +16.8% | Upgrade | 13.10.26on TipRanks 06:06 | — | |
| AI PerPlexity Financial - Credit ServicesPerPlexity SonarPro | TipRanks - PerPlexity | $17.50 → $17.00−2.9% | Buy | +16.8% | Upgrade | 13.10.26on TipRanks 06:06 | — | |
| Name not given | — | $25.00 | Buy | +71.8% | Initiated | 12.10.26on TipRanks Oct 15 05:05 | −3.5%next day +0.1% | ↗ |
| Tim Switzer★★★★★★★★★★#717 · hits 77% · avg +14.0% | KBW | $16.00 → $15.00−6.2% | Sell | +3.1% | Reiterated | 11.10.26on TipRanks 19:55 | −3.5%next day +0.1% | ↗ |
| Moshe Orenbuch★★★★★★★★★★#69 · hits 71% · avg +23.3% | TD Cowen | $18.00 → $17.50−2.8% | Hold | +20.3% | Reiterated | 06.10.26on TipRanks 09:50 | −1.6%next day −0.4% · 5 days −3.2% | ↗ |
| AI xAi Financial - Credit ServicesxAI Grok-4 | TipRanks - xAI | $17.00 | Hold | +16.8% | Reiterated | 05.10.26on TipRanks 05:05 | — | |
| AI DeepSeek Financial - Credit ServicesDeepSeek V3.2-Speciale | TipRanks - DeepSeek | $17.50 | Buy | +20.3% | Upgrade | 05.10.26on TipRanks 05:05 | — | |
| AI OpenAI Financial - Credit ServicesOpenAI 5.2 | TipRanks - OpenAI | $17.00 | Hold | +16.8% | Reiterated | 05.10.26on TipRanks 05:05 | — | |
| AI Anthropic Financial - Credit ServicesAnthropic Opus-4.6 | TipRanks - Anthropic | $16.50 | Hold | +13.4% | Reiterated | 05.10.26on TipRanks 05:05 | — | |
| AI Google Financial - Credit ServicesGemini 3.1Pro | TipRanks - Google | $17.50 | Buy | +20.3% | Upgrade | 05.10.26on TipRanks 05:05 | — | |
| AI PerPlexity Financial - Credit ServicesPerPlexity SonarPro | TipRanks - PerPlexity | $17.50 | Buy | +20.3% | Upgrade | 05.10.26on TipRanks 05:05 | — | |
| Andrew Jeffrey★★★★★★★★★★#692 · hits 60% · avg +9.9% | William Blair | — | Buy | — | Reiterated | 10.09.26on TipRanks 07:08 | −0.1%next day −0.2% · 5 days −3.4% | ↗ |
| Reginald Smith★★★★★★★★★★#2055 · hits 53% · avg +10.1% | J.P. Morgan | $22.00 | Hold | +51.2% | Initiated | 08.09.26on TipRanks Sep 9 07:04 | −0.6%next day −3.3% · 5 days −4.1% | ↗ |
| Tim Switzer★★★★★★★★★★#717 · hits 77% · avg +14.0% | KBW | $16.00 | Sell | +10.0% | Reiterated | 03.09.26on TipRanks 11:45 | +2.7%next day −1.2% · 5 days −5.3% | ↗ |
| Lance Jessurun★★★★★★★★★★#8719 · hits 38% · avg −15.6% | Scotiabank | $25.00 | Buy | +71.8% | Initiated | 01.09.26on TipRanks Sep 2 06:40 | −4.0%next day +4.2% · 5 days +1.6% | ↗ |
| Vincent Caintic★★★★★★★★★★#2614 · hits 52% · avg +5.5% | BTIG | — | Hold | — | Reiterated | 25.08.26on TipRanks Aug 26 07:11 | +3.8%next day −0.9% · 5 days −9.7% | ↗ |
| Donald Fandetti★★★★★★★★★★#586 · hits 64% · avg +10.4% | Wells Fargo | $17.00 | Hold | +16.8% | Reiterated | 25.08.26on TipRanks 06:00 | +3.8%next day −0.9% · 5 days −9.7% | ↗ |
| Patrick Moley★★★★★★★★★★#127 · hits 71% · avg +31.7% | Piper Sandler | $22.00 | Buy | +51.2% | Initiated | 17.08.26on TipRanks 04:27 | +0.6%next day −2.9% · 5 days +0.8% | ↗ |
| Matthew Coad★★★★★★★★★★#8843 · hits 60% · avg −0.2% | Truist Financial | $18.00 → $19.00+5.6% | Hold | +30.6% | Reiterated | 13.08.26on TipRanks 22:25 | −0.6%next day +0.6% · 5 days +4.8% | ↗ |
| Manyi Lu★★★★★★★★★★#444 · hits 84% · avg +22.4% | DBS | $28.00 | Buy | +92.4% | Reiterated | 13.08.26on TipRanks 07:50 | +2.0%next day −0.6% · 5 days −0.8% | ↗ |
| Peter Christiansen★★★★★★★★★★#10530 · hits 48% · avg −1.5% | Citi | $30.00 | Buy | +106.2% | Reiterated | 31.07.26on TipRanks 06:50 | −1.7%next day +9.1% · 5 days +9.2% | ↗ |
| Dan Dolev★★★★★★★★★★#1453 · hits 53% · avg +7.6% | Mizuho Securities | $29.00 → $22.00−24.1% | Buy | +51.2% | Reiterated | 30.07.26on TipRanks 07:50 | +6.3%next day −1.7% · 5 days +6.3% | ↗ |
| Will Nance★★★★★★★★★★#11905 · hits 45% · avg −5.9% | Goldman Sachs | $21.00 → $18.00−14.3% | Hold | +23.7% | Assigned | 30.07.26on TipRanks 07:20 | +6.3%next day −1.7% · 5 days +6.3% | ↗ |
| Jeffrey Adelson★★★★★★★★★★#11802 · hits 39% · avg −8.6% | Morgan Stanley | $16.00 → $15.00−6.2% | Sell | +3.1% | Reiterated | 30.07.26on TipRanks 06:50 | +6.3%next day −1.7% · 5 days +6.3% | ↗ |
| Kyle Peterson★★★★★★★★★★#11149 · hits 40% · avg −2.6% | Needham | $25.00 → $24.00−4.0% | Buy | +64.9% | Reiterated | 30.07.26on TipRanks 06:50 | +6.3%next day −1.7% · 5 days +6.3% | ↗ |
| Terry Ma★★★★★★★★★★#4981 · hits 56% · avg +1.7% | Barclays | $18.00 | Hold | +23.7% | Reiterated | 30.07.26on TipRanks 05:44 | +6.3%next day −1.7% · 5 days +6.3% | ↗ |
| Mihir Bhatia★★★★★★★★★★#623 · hits 68% · avg +10.8% | Bank of America Securities | $17.00 → $16.00−5.9% | Sell | +10.0% | Reiterated | 29.07.26on TipRanks Jul 30 06:50 | −7.4%next day +6.3% · 5 days +14.1% | ↗ |
| Unknown Analyst | Argus Research | — | Hold | — | Reiterated | 06.05.26on TipRanks May 9 11:07 | +0.4%next day −1.5% · 5 days −7.2% | ↗ |
| Mark DeVries★★★★★★★★★★#242 · hits 65% · avg +16.1% | Deutsche Bank | $26.00 → $18.00−30.8% | Hold | +23.7% | Reiterated | 30.04.26on TipRanks 09:10 | +2.7%next day +1.8% · 5 days −2.4% | ↗ |
| Kyle Joseph★★★★★★★★★★#1723 · hits 61% · avg +9.4% | Stephens | $26.00 → $25.00−3.8% | Buy | +71.8% | Reiterated | 30.04.26on TipRanks 07:30 | +2.7%next day +1.8% · 5 days −2.4% | ↗ |
| Timothy Chiodo★★★★★★★★★★#3445 · hits 50% · avg +4.0% | UBS | $24.50 → $21.00−14.3% | Hold | +44.3% | Reiterated | 30.04.26on TipRanks 06:35 | +2.7%next day +1.8% · 5 days −2.4% | ↗ |
| Name not given | — | $18.00 | Hold | +23.7% | Reiterated | 30.04.26on TipRanks 04:07 | +2.7%next day +1.8% · 5 days −2.4% | ↗ |
| Devin Ryan★★★★★★★★★★#56 · hits 67% · avg +29.0% | Citizens JMP | $30.00 | Buy | +106.2% | Upgrade | 09.02.26on TipRanks 05:17 | +1.9%next day −0.5% · 5 days −7.0% | ↗ |
| Unknown Analyst | Seaport Global | — | Hold | — | Reiterated | 25.01.26on TipRanks 22:10 | −0.7%next day −1.7% · 5 days −14.8% | |
| John Hecht★★★★★★★★★★#407 · hits 59% · avg +14.3% | Jefferies | $35.00 | Buy | +140.5% | Reiterated | 29.10.25on TipRanks 13:25 | −2.4%next day −5.0% · 5 days −1.3% | ↗ |
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Every rating the collector has kept for the last 12 months, including the earlier ones of the same analyst. Latest of each analyst
Best analysts covering SoFi
TipRanks picks them by their record on this stock; the figures under the name are their record across all their ratings.
Most accurate
Most profitable
How the average price target moved
The average target of all analysts (their ratings of the 3 months before) on each day, the top analysts’ dashed, against the price; the site keeps this record since 1 October 2026. On 06.10.26: target $20.63 at a price of $15.92 (+29.6%); now: $20.66 at $14.55 (+42.0%).
PriceAverage targetTop analysts’ target
Recommendation trend
Strong BuyBuyHoldSell
| Rating | 05.26 | 06.26 | 07.26 | 08.26 | 09.26 | 10.26 |
|---|---|---|---|---|---|---|
| Strong Buy | 6 | 5 | 4 | 2 | 2 | 2 |
| Buy | 1 | 2 | 4 | 5 | 6 | 3 |
| Hold | 19 | 16 | 13 | 13 | 13 | 6 |
| Sell | 7 | 7 | 3 | 4 | 4 | 4 |
Earnings and sales forecast
Next report: 27.10.26 (Q3 2026, date not confirmed)
Earnings per share
Next quarter’s EPS estimate — $0.17 (from $0.12 to $0.21). Last quarter: $0.12.
Sales
Next quarter’s sales estimate — $1.3B (from $1.2B to $1.3B). Last quarter: $1.6B.
Best top-analyst consensus in the sector · Financial
About SoFi
- CEO: Anthony J. Noto
- Employees: 6,100
- 234 1st Street, San Francisco, CA, 94105, US
- www.sofi.com
SoFi Technologies, Inc. specializes in delivering a wide array of online financial solutions. The company's business is structured across three main divisions: Lending, Technology Platform, and Financial Services. Through its diverse offerings, SoFi empowers its members to manage their money comprehensively, facilitating borrowing, saving, spending, investing, and asset protection. Its lending portfolio includes student loans, personal loans for various needs like debt consolidation or home improvements, and home mortgages. Furthermore, SoFi provides services for cash management and investment, complemented by its robust technology services. This technology segment features Galileo, a platform serving both financial and non-financial institutions; Apex, a technology-driven platform for investment custody and clearing brokerage; and Technisys, a cutting-edge, cloud-native core banking platform designed for multiple products. Established in 2011, SoFi Technologies, Inc. is based in San Francisco, California.
Data from the stock’s TipRanks forecast page, read 5 min ago. It is read again as soon as a new rating appears and at least every 8 hours. TipRanks ↗