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Navient (NAVI): analyst forecast and price target

$9.28 −2.93% close 16.10.26 · market cap $897M · Financial · Financial - Credit Services IWM 0.02%
Price targets and ratings of

Analyst consensus

Moderate Sell

0 Buy2 Hold3 Sell

Ratings of 5 analysts in the last 3 months

12-month forecast

$8.25−11.1% downside

Based on 5 price targets given in the last 3 months, the average target is $8.25, the highest $9.00, the lowest $7.00. The average is −11.1% from the last price of $9.28.

$8.00$10.00$12.00Jan 26AprJulOctJan 27AprJulOctHigh$9.00Average$8.25Low$7.00
Highest target $9.00 Average target $8.25 Lowest target $7.00
AnalystFirmPrice target RatingUpsideAction Date Move vs SPY
Richard Shane★★★★★★★★★★#490 · hits 64% · avg +10.8% J.P. Morgan $8.00 → $8.50+6.2% Hold −8.4% Reiterated 12.10.26on TipRanks 06:35 +1.7%next day +1.7%
Terry Ma★★★★★★★★★★#4981 · hits 56% · avg +1.7% Barclays $8.00 → $7.00−12.5% Sell −24.6% Reiterated 05.10.26on TipRanks 04:55 −2.3%next day −1.8% · 5 days +2.0%
Jeffrey Adelson★★★★★★★★★★#11802 · hits 39% · avg −8.6% Morgan Stanley $9.00 Hold −3.0% Assigned 10.08.26on TipRanks 07:11 −6.7%next day +1.1% · 5 days +8.2%
Caroline Latta★★★★★★★★★★#7331 · hits 100% · avg +13.4% Bank of America Securities — Sell — Reiterated 07.08.26on TipRanks 15:35 −4.9%next day −6.7% · 5 days +0.6%
Moshe Orenbuch★★★★★★★★★★#69 · hits 71% · avg +23.3% TD Cowen $8.50 Sell −8.4% Assigned 07.08.26on TipRanks 00:45 −4.9%next day −6.7% · 5 days +0.6%
Mark DeVries★★★★★★★★★★#242 · hits 65% · avg +16.1% Deutsche Bank $9.00 Hold −3.0% Reiterated 05.03.26on TipRanks 08:55 −0.8%next day +0.1% · 5 days −1.8%
Bill Ryan★★★★★★★★★★#2653 · hits 65% · avg +12.2% Seaport Global $18.00 Buy +94.0% Reiterated 01.12.25on TipRanks 10:40 +0.1%next day +1.8% · 5 days +1.4%
Sanjay Sakhrani★★★★★★★★★★#112 · hits 72% · avg +16.0% KBW $14.50 Hold +56.2% Reiterated 29.10.25on TipRanks Oct 30 07:15 −9.9%next day +3.8% · 5 days +3.3%

The latest rating of each analyst in the last 12 months, as TipRanks lists them. Every rating kept, earlier ones included

Best analysts covering Navient

TipRanks picks them by their record on this stock; the figures under the name are their record across all their ratings.

Most accurate

3 months Moshe Orenbuch★★★★★★★★★★TD Cowen · #69
Hits 71%339 of 479 Average return +23.3%
1 year Terry Ma★★★★★★★★★★Barclays · #4981
Hits 56%146 of 260 Average return +1.7%
2 years Moshe Orenbuch★★★★★★★★★★TD Cowen · #69
Hits 71%339 of 479 Average return +23.3%

Most profitable

3 months Moshe Orenbuch★★★★★★★★★★TD Cowen · #69
Hits 71%339 of 479 Average return +23.3%
1 year Terry Ma★★★★★★★★★★Barclays · #4981
Hits 56%146 of 260 Average return +1.7%
2 years Terry Ma★★★★★★★★★★Barclays · #4981
Hits 56%146 of 260 Average return +1.7%

How the average price target moved

The average target of all analysts (their ratings of the 3 months before) on each day, the top analysts’ dashed, against the price; the site keeps this record since 1 October 2026. On 01.10.26: target $8.38 at a price of $9.07 (−7.7%); now: $8.25 at $9.28 (−11.1%).

$9.00$10.00Sep 15Oct 1Oct 15Top analysts$8.50Average target$8.25Price$9.28

PriceAverage targetTop analysts’ target

Recommendation trend

051054Oct 2557Nov176Dec157Jan 26154Feb45Mar47Apr57May46Jun21Jul24Aug24Sep24Oct

Strong BuyBuyHoldSell

Rating05.2606.2607.2608.2609.2610.26
Strong Buy000000
Buy000000
Hold542222
Sell761444

Earnings and sales forecast

Next report: 04.11.26 (Q3 2026, date not confirmed)

Earnings per share

Next quarter’s EPS estimate — $0.13 (from $0.06 to $0.21). Last quarter: $0.29.

Sales

Next quarter’s sales estimate — $146M (from $133M to $163M). Last quarter: $710M.

Best top-analyst consensus in the sector · Financial

BETRBetter Home & FinanceStrong Buy
ENVAEnova InternationalStrong Buy
PLMRPalomar Holdings
SPGIS&P Global
SEICSEI Investments Company
About Navient
  • CEO: Edward John Bramson
  • Employees: 670
  • 13865 Sunrise Valley Drive, Herndon, VA, 20171, US
  • www.navient.com

Navient Corporation specializes in managing education loans and delivering comprehensive business processing services. Its clientele spans the education, healthcare, and government sectors, serving federal, state, and local entities across the United States. The company's operations are divided into three primary segments: Federal Education Loans, Consumer Lending, and Business Processing. Within its Federal Education Loans segment, Navient holds Federal Family Education Loan Program (FFELP) loans, which are backed by state or non-profit agency guarantees. This division also handles the servicing and recovery of its own loan assets, alongside offering asset recovery solutions for FFELP loans held by other organizations. Its Consumer Lending activities involve the ownership, origination, acquisition, and ongoing servicing of private education loans, including both in-school financing and refinancing options. The Business Processing segment extends to various healthcare services, encompassing outsourced revenue cycle management, accounts receivable administration, supplementary business office support, consulting, and public health program management. Furthermore, it provides tailored business processing solutions to state governments, their agencies, judicial systems, local municipalities, and authorities overseeing parking and toll collection. These customizable offerings serve a diverse range of clients, such as hospitals, healthcare networks, medical centers, large physician practices, other healthcare providers, and public health departments. Navient also manages corporate liquidity portfolios. Established in 1973, Navient Corporation maintains its headquarters in Wilmington, Delaware.

Data from the stock’s TipRanks forecast page, read 131 min ago. It is read again as soon as a new rating appears and at least every 8 hours. TipRanks ↗