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Navient (NAVI): analyst forecast and price target
Analyst consensus
Moderate Sell0 Buy2 Hold3 Sell
Ratings of 5 analysts in the last 3 months12-month forecast
Based on 5 price targets given in the last 3 months, the average target is $8.25, the highest $9.00, the lowest $7.00. The average is −11.1% from the last price of $9.28.
Analyst ratings 10
| Analyst | Firm | Price target | Rating | Upside | Action | Date | Move vs SPY | |
|---|---|---|---|---|---|---|---|---|
| Richard Shane★★★★★★★★★★#490 · hits 64% · avg +10.8% | J.P. Morgan | $8.00 → $8.50+6.2% | Hold | −8.4% | Reiterated | 12.10.26on TipRanks 06:35 | +1.7%next day +1.7% | ↗ |
| Terry Ma★★★★★★★★★★#4981 · hits 56% · avg +1.7% | Barclays | $8.00 → $7.00−12.5% | Sell | −24.6% | Reiterated | 05.10.26on TipRanks 04:55 | −2.3%next day −1.8% · 5 days +2.0% | ↗ |
| AI DeepSeek Financial - Credit ServicesDeepSeek V3.2-Speciale | TipRanks - DeepSeek | $10.00 | Hold | +7.8% | Reiterated | 25.09.26on TipRanks 16:05 | — | |
| AI OpenAI Financial - Credit ServicesOpenAI 5.2 | TipRanks - OpenAI | $10.00 → $9.50−5.0% | Hold | +2.4% | Reiterated | 25.09.26on TipRanks 16:05 | — | |
| AI Anthropic Financial - Credit ServicesAnthropic Opus-4.6 | TipRanks - Anthropic | $9.50 | Hold | +2.4% | Reiterated | 25.09.26on TipRanks 16:05 | — | |
| AI Google Financial - Credit ServicesGemini 3.1Pro | TipRanks - Google | $10.50 → $10.00−4.8% | Hold | +7.8% | Reiterated | 25.09.26on TipRanks 16:05 | — | |
| AI PerPlexity Financial - Credit ServicesPerPlexity SonarPro | TipRanks - PerPlexity | $10.50 → $9.50−9.5% | Hold | +2.4% | Reiterated | 25.09.26on TipRanks 16:05 | — | |
| AI xAi Financial - Credit ServicesxAI Grok-4 | TipRanks - xAI | $10.00 → $9.50−5.0% | Hold | +2.4% | Reiterated | 25.09.26on TipRanks 12:08 | — | |
| Jeffrey Adelson★★★★★★★★★★#11802 · hits 39% · avg −8.6% | Morgan Stanley | $9.00 | Hold | −3.0% | Assigned | 10.08.26on TipRanks 07:11 | −6.7%next day +1.1% · 5 days +8.2% | ↗ |
| Caroline Latta★★★★★★★★★★#7331 · hits 100% · avg +13.4% | Bank of America Securities | — | Sell | — | Reiterated | 07.08.26on TipRanks 15:35 | −4.9%next day −6.7% · 5 days +0.6% | ↗ |
| Terry Ma★★★★★★★★★★#4981 · hits 56% · avg +1.7% | Barclays | $8.00 | Sell | −13.8% | Reiterated | 07.08.26on TipRanks 04:19 | −4.9%next day −6.7% · 5 days +0.6% | ↗ |
| Moshe Orenbuch★★★★★★★★★★#69 · hits 71% · avg +23.3% | TD Cowen | $8.50 | Sell | −8.4% | Assigned | 07.08.26on TipRanks 00:45 | −4.9%next day −6.7% · 5 days +0.6% | ↗ |
| Richard Shane★★★★★★★★★★#490 · hits 64% · avg +10.8% | J.P. Morgan | $9.50 → $8.00−15.8% | Hold | −13.8% | Assigned | 13.07.26on TipRanks 06:00 | +3.1%next day +0.1% · 5 days +3.4% | ↗ |
| Mark DeVries★★★★★★★★★★#242 · hits 65% · avg +16.1% | Deutsche Bank | $9.00 | Hold | −3.0% | Reiterated | 05.03.26on TipRanks 08:55 | −0.8%next day +0.1% · 5 days −1.8% | ↗ |
| Bill Ryan★★★★★★★★★★#2653 · hits 65% · avg +12.2% | Seaport Global | $18.00 | Buy | +94.0% | Reiterated | 01.12.25on TipRanks 10:40 | +0.1%next day +1.8% · 5 days +1.4% | ↗ |
| Sanjay Sakhrani★★★★★★★★★★#112 · hits 72% · avg +16.0% | KBW | $14.50 | Hold | +56.2% | Reiterated | 29.10.25on TipRanks Oct 30 07:15 | −9.9%next day +3.8% · 5 days +3.3% | ↗ |
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Every rating the collector has kept for the last 12 months, including the earlier ones of the same analyst. Latest of each analyst
Best analysts covering Navient
TipRanks picks them by their record on this stock; the figures under the name are their record across all their ratings.
Most accurate
Most profitable
How the average price target moved
The average target of all analysts (their ratings of the 3 months before) on each day, the top analysts’ dashed, against the price; the site keeps this record since 1 October 2026. On 01.10.26: target $8.38 at a price of $9.07 (−7.7%); now: $8.25 at $9.28 (−11.1%).
PriceAverage targetTop analysts’ target
Recommendation trend
Strong BuyBuyHoldSell
| Rating | 05.26 | 06.26 | 07.26 | 08.26 | 09.26 | 10.26 |
|---|---|---|---|---|---|---|
| Strong Buy | 0 | 0 | 0 | 0 | 0 | 0 |
| Buy | 0 | 0 | 0 | 0 | 0 | 0 |
| Hold | 5 | 4 | 2 | 2 | 2 | 2 |
| Sell | 7 | 6 | 1 | 4 | 4 | 4 |
Earnings and sales forecast
Next report: 04.11.26 (Q3 2026, date not confirmed)
Earnings per share
Next quarter’s EPS estimate — $0.13 (from $0.06 to $0.21). Last quarter: $0.29.
Sales
Next quarter’s sales estimate — $146M (from $133M to $163M). Last quarter: $710M.
Best top-analyst consensus in the sector · Financial
About Navient
- CEO: Edward John Bramson
- Employees: 670
- 13865 Sunrise Valley Drive, Herndon, VA, 20171, US
- www.navient.com
Navient Corporation specializes in managing education loans and delivering comprehensive business processing services. Its clientele spans the education, healthcare, and government sectors, serving federal, state, and local entities across the United States. The company's operations are divided into three primary segments: Federal Education Loans, Consumer Lending, and Business Processing. Within its Federal Education Loans segment, Navient holds Federal Family Education Loan Program (FFELP) loans, which are backed by state or non-profit agency guarantees. This division also handles the servicing and recovery of its own loan assets, alongside offering asset recovery solutions for FFELP loans held by other organizations. Its Consumer Lending activities involve the ownership, origination, acquisition, and ongoing servicing of private education loans, including both in-school financing and refinancing options. The Business Processing segment extends to various healthcare services, encompassing outsourced revenue cycle management, accounts receivable administration, supplementary business office support, consulting, and public health program management. Furthermore, it provides tailored business processing solutions to state governments, their agencies, judicial systems, local municipalities, and authorities overseeing parking and toll collection. These customizable offerings serve a diverse range of clients, such as hospitals, healthcare networks, medical centers, large physician practices, other healthcare providers, and public health departments. Navient also manages corporate liquidity portfolios. Established in 1973, Navient Corporation maintains its headquarters in Wilmington, Delaware.
Data from the stock’s TipRanks forecast page, read 56 min ago. It is read again as soon as a new rating appears and at least every 8 hours. TipRanks ↗