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xAi Financial - Credit Services · TipRanks - xAI
Hits
55%
56 of 101 ratings made money (TipRanks, all the analyst’s ratings)
Average return of a rating
+3.9%
Over a year after the rating, TipRanks’ measure
Our companies rated now
39
Buy / hold / sell: 25 / 14 / 0
Upside of the analyst’s targets
+10.3%
Average over 39 current targets, to the last price
The market’s answer to the ratings
—
No upgrade, downgrade or target change with a known move yet
| Date · added, NY | Stock | Action | Rating | Price target | Upside | Move vs SPY | |
|---|---|---|---|---|---|---|---|
| Oct 17on TipRanks 11:05 | JCAPIWMJefferson Capital, Inc. · $1.2B | Upgrade | Buy | $22.50 → $23.00+2.2% | +12.0% | — | |
| Oct 17on TipRanks 04:05 | OMFOneMain Holdings · $6.5B | Reiterated | Buy | $63.00 → $64.00+1.6% | +14.4% | — | |
| Oct 17on TipRanks 00:05 | ALLYAlly Financial · $11.4B | Downgrade | Hold | $40.00 → $41.00+2.5% | +8.8% | — | |
| Oct 17on TipRanks Oct 16 23:05 | TREEIWMLendingtree · $362M | Reiterated | Buy | $28.00 → $29.00+3.6% | +14.2% | — | |
| Oct 17on TipRanks Oct 16 23:05 | SLMSLM · $4.3B | Reiterated | Buy | $26.00 → $25.00−3.8% | +14.6% | — | |
| Oct 17on TipRanks Oct 16 21:05 | ENVAIWMEnova International · $4.4B | Reiterated | Buy | $199 → $197−1.0% | +10.7% | — | |
| Oct 16on TipRanks 03:05 | UPSTIWMUpstart Holdings · $2.2B | Reiterated | Hold | $25.00 → $26.00+4.0% | +10.4% | — | |
| Oct 16on TipRanks Oct 15 23:05 | OMFOneMain Holdings · $6.5B | Reiterated | Buy | $64.00 → $63.00−1.6% | +12.6% | — | |
| Oct 16on TipRanks Oct 15 23:05 | OPRTIWMOportun Financial · $424M | Reiterated | Buy | $10.50 → $10.00−4.8% | +10.1% | — | |
| Oct 15on TipRanks 12:05 | JCAPIWMJefferson Capital, Inc. · $1.2B | Upgrade | Buy | $23.00 → $22.50−2.2% | +9.6% | — | |
| Oct 15on TipRanks 06:06 | FOAIWMFinance of America Companies · $279M | Reiterated | Hold | $12.50 → $11.50−8.0% | +4.4% | — | |
| Oct 15on TipRanks 05:05 | SOFISoFi · $19.5B | Reiterated | Hold | $16.50 → $15.50−6.1% | +6.5% | — | |
| Oct 15on TipRanks 03:05 | OPFIIWMOppFi · $485M | Reiterated | Buy | $7.50 → $6.50−13.3% | +15.0% | — | |
| Oct 14on TipRanks 03:05 | UPSTIWMUpstart Holdings · $2.2B | Reiterated | Hold | $26.00 → $25.00−3.8% | +6.1% | — | |
| Oct 14on TipRanks 00:06 | FOAIWMFinance of America Companies · $279M | Reiterated | Hold | $13.50 → $12.50−7.4% | +13.4% | — | |
| Oct 14on TipRanks 00:05 | ENVAIWMEnova International · $4.4B | Reiterated | Buy | $190 → $199+4.7% | +11.9% | — | |
| Oct 13on TipRanks 14:05 | JCAPIWMJefferson Capital, Inc. · $1.2B | Upgrade | Buy | $22.50 → $23.00+2.2% | +12.0% | — | |
| Oct 13on TipRanks 12:05 | OPRTIWMOportun Financial · $424M | Reiterated | Buy | $10.00 → $10.50+5.0% | +15.6% | — | |
| Oct 13on TipRanks 06:06 | SOFISoFi · $19.5B | Reiterated | Hold | $17.00 → $16.50−2.9% | +13.4% | — | |
| Oct 12on TipRanks 02:05 | OMFOneMain Holdings · $6.5B | Reiterated | Buy | $65.00 → $64.00−1.5% | +14.4% | — | |
| Oct 12on TipRanks 02:05 | OPRTIWMOportun Financial · $424M | Reiterated | Buy | $9.50 → $10.00+5.3% | +10.1% | — | |
| Oct 11on TipRanks Oct 10 23:05 | EZPWEZCORP · $2.0B | Reiterated | Buy | $35.00 → $36.00+2.9% | +9.1% | — | |
| Oct 11on TipRanks Oct 10 23:05 | TREEIWMLendingtree · $362M | Reiterated | Buy | $27.00 → $28.00+3.7% | +10.3% | — | |
| Oct 9on TipRanks 17:05 | OPRTIWMOportun Financial · $424M | Reiterated | Buy | $8.50 → $9.50+11.8% | +4.6% | — | |
| Oct 9on TipRanks 16:05 | OMFOneMain Holdings · $6.5B | Reiterated | Buy | $64.00 → $65.00+1.6% | +16.2% | — | |
| Oct 9on TipRanks 12:06 | JCAPIWMJefferson Capital, Inc. · $1.2B | Upgrade | Buy | $22.00 → $22.50+2.3% | +9.6% | — | |
| Oct 8on TipRanks 13:05 | PRAAIWMPra Group · $751M | Reiterated | Hold | $21.00 → $21.50+2.4% | +10.9% | — | |
| Oct 8on TipRanks 07:05 | PRGIWMPROG Holdings · $1.2B | Reiterated | Buy | $36.00 → $34.00−5.6% | +9.7% | — | |
| Oct 8on TipRanks Oct 7 22:05 | FOAIWMFinance of America Companies · $279M | Reiterated | Hold | $14.00 → $13.50−3.6% | +22.5% | — | |
| Oct 7on TipRanks 13:05 | JCAPIWMJefferson Capital, Inc. · $1.2B | Upgrade | Buy | $21.50 → $22.00+2.3% | +7.2% | — | |
| Oct 7on TipRanks 01:05 | ATLCIWMAtlanticus Holdings · $1.4B | Reiterated | Buy | $106 → $105−0.9% | +14.1% | — | |
| Oct 7on TipRanks 00:05 | ALLYAlly Financial · $11.4B | Downgrade | Hold | $41.00 → $40.00−2.4% | +6.2% | — | |
| Oct 7on TipRanks Oct 6 23:05 | TREEIWMLendingtree · $362M | Reiterated | Buy | $28.00 → $27.00−3.6% | +6.3% | — | |
| Oct 6on TipRanks 03:05 | UPSTIWMUpstart Holdings · $2.2B | Reiterated | Hold | $24.50 → $26.00+6.1% | +10.4% | — | |
| Oct 6on TipRanks Oct 5 21:05 | KLARKlarna Group Plc · $7.8B | Reiterated | Hold | $13.00 | −0.2% | — | |
| Oct 5on TipRanks 05:05 | SOFISoFi · $19.5B | Reiterated | Hold | $17.00 | +16.8% | — | |
| Oct 5on TipRanks 00:05 | ALLYAlly Financial · $11.4B | Downgrade | Hold | $40.00 → $41.00+2.5% | +8.8% | — | |
| Oct 5on TipRanks Oct 4 23:05 | GPNSPYGlobal Payments · $22.3B | Reiterated | Hold | $94.00 → $83.00−11.7% | −0.8% | — | |
| Oct 5on TipRanks Oct 4 23:05 | TREEIWMLendingtree · $362M | Reiterated | Buy | $27.00 → $28.00+3.7% | +10.3% | — | |
| Oct 3on TipRanks 06:06 | FOAIWMFinance of America Companies · $279M | Reiterated | Hold | $13.50 → $14.00+3.7% | +27.0% | — | |
| Oct 3on TipRanks 04:05 | SEZLIWMSezzle Inc. · $4.5B | Reiterated | Buy | $123 → $122−0.8% | −4.4% | — | |
| Oct 2on TipRanks 19:05 | OMFOneMain Holdings · $6.5B | Reiterated | Buy | $63.00 → $64.00+1.6% | +14.4% | — | |
| Oct 2on TipRanks 04:05 | FOAIWMFinance of America Companies · $279M | Reiterated | Hold | $13.00 → $13.50+3.8% | +22.5% | — | |
| Oct 2on TipRanks 03:05 | UPSTIWMUpstart Holdings · $2.2B | Reiterated | Hold | $25.00 → $24.50−2.0% | +4.0% | — | |
| Oct 1on TipRanks 17:05 | OMFOneMain Holdings · $6.5B | Reiterated | Buy | $65.00 → $63.00−3.1% | +12.6% | — | |
| Oct 1on TipRanks 05:05 | AFRMAffirm Holdings · $26.5B | Reiterated | Buy | $77.00 | +4.0% | — | |
| Oct 1on TipRanks 03:05 | FOAIWMFinance of America Companies · $279M | Reiterated | Hold | $13.50 → $13.00−3.7% | +18.0% | — | |
| Oct 1on TipRanks 00:05 | WUWestern Union · $1.9B | Reiterated | Hold | $6.50 → $6.00−7.7% | −2.8% | — | |
| Oct 1on TipRanks Sep 30 23:05 | SLMSLM · $4.3B | Reiterated | Buy | $27.00 → $26.00−3.7% | +19.2% | — | |
| Oct 1on TipRanks Sep 30 23:05 | TREEIWMLendingtree · $362M | Reiterated | Buy | $28.00 → $27.00−3.6% | +6.3% | — | |
| Oct 1on TipRanks Sep 30 23:05 | PRGIWMPROG Holdings · $1.2B | Reiterated | Buy | $38.00 → $36.00−5.3% | +16.2% | — | |
| Sep 30on TipRanks 16:05 | OMFOneMain Holdings · $6.5B | Reiterated | Buy | $64.00 → $65.00+1.6% | +16.2% | — | |
| Sep 30on TipRanks 03:05 | UPSTIWMUpstart Holdings · $2.2B | Reiterated | Hold | $25.00 | +6.1% | — | |
| Sep 30on TipRanks 03:05 | FOAIWMFinance of America Companies · $279M | Reiterated | Hold | $14.00 → $13.50−3.6% | +22.5% | — | |
| Sep 30on TipRanks 01:05 | SEZLIWMSezzle Inc. · $4.5B | Reiterated | Buy | $123 | −3.6% | — | |
| Sep 29on TipRanks 14:05 | JCAPIWMJefferson Capital, Inc. · $1.2B | Upgrade | Buy | $22.00 → $21.50−2.3% | +4.7% | — | |
| Sep 25on TipRanks 19:05 | ENVAIWMEnova International · $4.4B | Reiterated | Buy | $193 → $190−1.6% | +6.8% | — | |
| Sep 25on TipRanks 12:08 | NAVIIWMNavient · $897M | Reiterated | Hold | $10.00 → $9.50−5.0% | +2.4% | — | |
| Sep 25on TipRanks Sep 24 23:05 | AXPSPYAmerican Express · $212B | Reiterated | Buy | $397 → $350−11.8% | +11.6% | — | |
| Sep 24on TipRanks 17:05 | MFINIWMMedallion Financial · $257M | Reiterated | Buy | $13.50 | +20.6% | — | |
| Sep 22on TipRanks 04:05 | OPFIIWMOppFi · $485M | Reiterated | Buy | $7.50 | +32.7% | — | |
| Sep 22on TipRanks 02:05 | CACCCredit Acceptance · $5.5B | Reiterated | Buy | $673 → $638−5.2% | +17.9% | — | |
| Sep 21on TipRanks 09:05 | WRLDIWMWorld Acceptance · $804M | Reiterated | Hold | $204 → $194−4.9% | +13.0% | — | |
| Sep 17on TipRanks 14:05 | ATLCIWMAtlanticus Holdings · $1.4B | Reiterated | Buy | $121 → $106−12.4% | +15.2% | — | |
| Sep 17on TipRanks Sep 16 23:06 | RMIWMRegional Management · $318M | Reiterated | Hold | $35.00 | +1.8% | — | |
| Sep 17on TipRanks Sep 16 23:05 | NNIIWMNelnet · $4.6B | Reiterated | Buy | $148 → $141−4.7% | +10.7% | — | |
| Sep 16on TipRanks Sep 15 22:05 | COFSPYCapital One Financial · $122B | Reiterated | Buy | $249 → $231−7.2% | +14.5% | — | |
| Sep 15on TipRanks 09:06 | BFHIWMBread Financial Holdings · $3.9B | Reiterated | Buy | $131 → $126−3.8% | +22.9% | — | |
| Sep 15on TipRanks 03:05 | PMTSIWMCPI Card Group · $293M | Reiterated | Hold | $24.50 → $26.00+6.1% | +4.8% | — | |
| Sep 12on TipRanks Sep 11 23:05 | OPRTIWMOportun Financial · $424M | Reiterated | Buy | $8.50 | −6.4% | — | |
| Sep 6on TipRanks 12:07 | ECPGIWMEncore Capital · $2.2B | Reiterated | Buy | $119 → $110−7.6% | +8.2% | — | |
| Sep 6on TipRanks 12:06 | FCFSIWMFirstCash · $9.4B | Reiterated | Buy | $257 → $259+0.8% | +20.3% | — | |
| Aug 29on TipRanks 07:05 | PYPLQQQSPYPayPal Holdings · $48.9B | Reiterated | Buy | $64.00 → $61.00−4.7% | +7.6% | — | |
| Aug 29on TipRanks Aug 28 23:05 | AGMIWMFederal Agricultural · $2.2B | Reiterated | Buy | $266 → $250−6.0% | +22.6% | — | |
| Aug 25on TipRanks 17:05 | CPSSIWMConsumer Portfolio Services · $201M | Reiterated | Hold | $10.00 | +9.3% | — | |
| Aug 11on TipRanks 10:06 | GDOTIWMGreen Dot · $703M | Reiterated | Hold | $13.50 → $14.00+3.7% | +14.8% | — | |
| Aug 8on TipRanks 10:06 | PRAAIWMPra Group · $751M | Reiterated | Hold | $19.00 → $21.00+10.5% | +8.3% | — | |
| Aug 7on TipRanks 02:05 | MASPYMastercard · $540B | Reiterated | Buy | $659 → $674+2.3% | +9.2% | — | |
| Aug 6on TipRanks Aug 5 21:05 | GPNSPYGlobal Payments · $22.3B | Reiterated | Hold | $94.00 | +12.3% | — | |
| Aug 1on TipRanks Jul 31 23:05 | SYFSPYSynchrony Financial · $23.3B | Reiterated | Buy | $81.00 → $90.00+11.1% | +22.1% | — | |
| Jul 29on TipRanks 10:40 | VSPYVisa · $746B | Reiterated | Buy | $417 → $423+1.4% | +5.1% | — | |
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Ratings of the stocks the collector reads (the companies of QQQ, SPY, IWM, SMH, SOXL and SOXS and the other US stocks of TipRanks’ feed of new ratings) that it has kept: every new one since 30 September 2026, before that the analyst’s latest rating of each company. Upside is the target over the stock’s last price. The analyst at TipRanks ↗